When shipping clerk Arthur McArney falls in love with pretty stenographer Elsa Owenson, he finds himself in stiff competition with a fat but wealthy broker named Sankey. Elsa's expensive tastes lead Arthur to spend a week's salary on an evening's entertainment, part with his watch to pay their taxicab fare, and borrow money from his friends to buy her extravagant gifts. Finally, Arthur is forced to take on odd jobs and night duty, which so impresses his employer, Hallet, that he gives the clerk ...